ÀcontaPartners

Independent Advisory · Lisbon, Portugal

Financial leadership, on your terms.

An independent boutique advisory firm for founders, businesses and investors in Portugal. Senior expertise without the full-time cost. Focused on execution, not just advice.

What we do

Three practice areas.

We deliver strategic financial capabilities across three disciplines, each led with senior attention.

01

CFO as a Service

Financial management without the full-time cost

A senior CFO on a flexible retainer: a genuine finance partner, not a visiting consultant. We build the financial infrastructure a bank, investor or board expects. Operational within two weeks.

Scope of Work

  • Monthly reporting, management accounts & close
  • Cash flow forecasting & working capital
  • Budgeting, forecasting & KPI dashboards
  • Unit economics, margins & cost efficiency
  • Coordination with accountants & auditors
  • Banking relationships & financing support
  • Board-ready reporting & strategic planning
02

Corporate Finance

Transaction-grade materials and capital strategy

When a business raises debt or equity, the quality of its materials sets the tone. We produce investor-grade models, investment cases and pitch materials, and stand beside you through the process.

Scope of Work

  • Financial modelling & valuation
  • Business plans & investment cases
  • Pitch decks & investor materials
  • Debt & equity fundraising support
  • Capital structure optimisation
  • Fund applications & incentives (PT2030, SIFIDE, RFAI, EU funds)
03

M&A Advisory

End-to-end execution, from screening to close

Whether selling a business, acquiring one, or forming a partnership, we run the full process: identifying counterparties, preparing due diligence, valuation, and negotiating terms. You reach the table prepared.

Scope of Work

  • Sell-side & buy-side advisory
  • Target identification & screening
  • Financial & vendor due diligence
  • Deal structuring & negotiation
  • Joint ventures & partnerships
The economics

Most growing companies need a CFO. Few can justify hiring one.

Full-time CFO in Portugal

€70,000+

Minimum total annual cost (salary, social charges, benefits and overhead), plus 3–6 months to recruit and onboard. For most SMEs, commercially unjustifiable.

CFO as a Service — the advantages

A fraction of the cost

Monthly retainer or project fee, sized to what your business actually needs, not a fixed executive salary.

Operational within two weeks

No recruitment process, no onboarding cycle. Senior financial leadership from the first month.

Broader experience than any single hire

Cross-sector background spanning M&A and capital markets: perspective one career in one industry can't offer.

Scales with the business

The engagement grows and contracts with your needs. Expand into fundraising or M&A, or scale back after intensive phases.

Who we serve

Strong businesses that have outgrown their finance function.

01

SMEs

Beyond bookkeeping, before a full finance team

02

Family-owned businesses

And businesses in transition

03

Scale-ups

Growing faster than their finance function

04

Pre-fundraise companies

Getting investor-ready

Portuguese coastline

Our philosophy

"Too many businesses in Portugal make critical decisions without clarity, relying on accounting rather than financial strategy. We exist to change that."

Track record

15+

Years of combined M&A and Corporate Finance experience

50+

Transactions and advisory mandates delivered

10

Sectors, from insurance and banking to F&B and real estate

01

Corporate Finance & M&A

Sell-side, buy-side and JV transactions across Portugal and internationally, including major M&A mandates for Portugal's leading insurance groups.

02

Capital Markets & Credit

IPO advisory, bond issuances, credit rating processes and non-performing loan advisory with leading Portuguese banks.

03

Sector Depth

Insurance, financial services, manufacturing, asset management, healthcare, retail, food & beverage, hospitality, services and real estate.

Next steps

Tell us about your business.
We'll respond within 48 hours.

A personalised proposal, no commitment required, all discussions strictly confidential. As a boutique, we take on a limited number of clients. Every mandate gets full senior attention.

Email: info@acontapartners.pt

Website: www.acontapartners.pt